With Europe in dire financial straits, and the rest of the world looking on, the international economic climate has rarely looked so frosty, and these problems abroad are having a massive effect on how we should and are, spending our money at home. With all of us feeling the pinch in these tough times, it [...]
photo credit: tillwe In the UK, it is compulsory for most businesses to have employers’ liability insurance that provides cover for injury or disease caused to their workers by their employment. However, there are some exemptions to employers’ liability insurance, which was introduced by an Act of Parliament in 1969 and is designed to provide [...]
Any business that provides services to customers will need to invest in adequate insurance, and salons are no exception. If you own any kind of salon, be it a hairdressers, a nail bar or beauty treatment room, you should put salon insurance at the top of the agenda – doing so ensures you’re doing the [...]
Businesses of all kinds need to invest in adequate insurance if they’re going to operate effectively and free from any financial liability, and that’s especially the case when it comes to tradesmen. This is a hazardous industry by its very nature, and if you work in the trade it’s vital you’ve got insurance that can [...]
Professional indemnity insurance is a product that should always be considered by anyone in business, particularly as we seem to be living in an increasingly litigious society. It’s there to provide valuable financial recourse should a claim be made against you as a result of your work, perhaps if you made a mistake, were negligent [...]
Offices of all kinds are subject to the same risks as any other business so it’s vital to put measures in place that can negate those risks as much as possible, and having adequate office insurance will be central to that. The right policy will give you the peace of mind you need that your [...]
Owning a shop can be a wonderful thing, but given the expense of it and the nature of the business world it makes sense to be prepared. Investing in adequate shop insurance is essential if you want to be totally confident that you’re protected against every possible risk, giving you added peace of mind so [...]
Employers’ liability insurance is an essential product for any business that has one or more employees. It provides valuable financial backup in the event that an employee made a claim against the business, perhaps because of injury or illness as a result of their work, and ensures that the company isn’t wholly financially responsible for [...]
Public liability insurance provides valuable financial support should any compensation claims be bought against your business. It’s there to protect you in the event that you’re held legally responsible for third party property damage or for injury to a customer, client or member of the public, and is a vital consideration because, as much as [...]